How to Get Instant Credit Card (With Low/Poor Cibil or Without Any Credit History, Without Any Documentation) By Using App Only!

Everyone needs credit cards now a days so you can use the extra money in need but the thing is there are a lot of documentations required, credit check etc. to apply or get the credit card. But what, if you get a credit card instantly without any documentation or Cibil check by using only app? Even if you've low Cibil score or doesn't have any credit history? Moreover you don't even need any documentations, the only thing you need is your Aadhar Card and PAN card that's it.  

Even the credit card will be active within 5-10 minutes. If you don't need credit card? Just get this App and register. You'll get debit card for FREE with 5% cashback on every transactions and 25% cashbacks on buying medicines. 

If you go to or contact any bank for credit card? Then, first they'll visit to you or you're to visit to them to provide the documents. After that they'll check your Cibil score and eligibility but still there's no guarantee that you'll get the credit card. Moreover most of the people doesn't know that every single time if you apply for the credit card? it impacts on your credit score. That means, if you apply credit card and your application is declined for some reason? then it'll be shown to your credit score. After that, the more you apply for the credit cards from other companies, the more it'll impact on your credit score. 

Learn How You Can Get Credit Card Instantly (With Low/Poor Cibil/Without Any Credit History)?

The number of credit card users in India in 2019 touched 52 million. Yet there are only about 3 credit cards for every 100 people in India. Over 549,000 new credit cards were issued in February 2021 in India, a decline of 47% year-on-year and 22% sequentially, taking the total credit card base to 61.6 million, as per a report by Motilal Oswal Financial Services Ltd based on Reserve Bank of India (RBI) data.
That means, usually if you apply for the credit card? then there are 47% of chances that your application will be rejected due to some reasons but if you've low/poor Cibil score? or doesn't have any credit history? then there are much less chances that you can get credit card. 


The Solution: Now a days, you can find several websites or apps which asks you online if you need credit card then you can apply for them? But the fact is most of them will redirected you to the companies like Axis, HDFC, Canera, SBI etc. where it's not easy to get the credit card. 

Recently, a company called Dhani started offering a credit card where you can apply instantly by using their app and you don't need any documentations, wait for their representatives to call/contact you, you just install their app, follow some instructions and DONE. Isn't cool?

Here's What You Need to Get Credit Card Instantly only in 5-10 Minutes! 

  1. You need Adhar Card & PAN card
  2. Your Adhar card should be linked to your mobile number (For online KYC)
  3. Small payment of 199 INR or 299, 399 INR based on the credit limit (Which you'll get back later if you follow the instructions here)
  4. If you're ready? You only need to download the app, Using link  https://dhani.onelink.me/zcy7/33c5dec3 (Note: Use only this link to get refund of the monthly fee which you've to pay to activate your card)
  5. The credit limit will be assigned based on your eligibility criteria. For Example: If you get the credit limit of 5000 INR then you've to pay 199 INR, if you get limit of 10000 INR then you've to pay 299, and more 399 INR for 15000 INR limit etc.
  6. Create account, click on Dhani freedom credit card > fill your details like name > PAN number etc. 
  7. After that, complete your KYC by entering your Aadhar card number, the OPT will be sent to your linked mobile number with your Aadhar.
  8. Once you done KYC, you'll get the credit limit of up-to 5000 INR to 25000 INR
  9. After the KYC, you'll be asked to enter your address and other info where Dhani will send your credit card. 
  10. After the limit has been assigned, you'll need to only activate your credit card by paying the monthly fee. 
  11. Go to activate your card and pay the monthly fees shown on the app. Keep in mind: If you use my link to download app and apply for the credit card - https://dhani.onelink.me/zcy7/33c5dec3 You'll get back your monthly fee after your first transaction of your credit card. 
  12. Once you pay the monthly fee of your credit card, your card will be activated and you can use anywhere right away. 

So this is the whole procedure, you only need to download the app using my link (if you want the refund of your monthly fee), create account > enter your PAN card details > complete KYC using your Adhar card + verify through the OTP > enter your address > activate your credit card by paying the monthly fee and your card will be activated right away. 

One great feature of using this app is, no matter you activate your credit card or not? by paying the fee. But, you'll be provided FREE debit card which you can use as your basic debit card.

The Features of Using This Credit Card! 

  1. You'll get the credit card instantly by paying the very small fee
  2. No matter if you get (Activate or pay your credit card fee) your credit card, you can still use this app like PayTm etc.
  3. You can get this credit card with low/poor Cibil score
  4. You'll get FREE card even if you don't apply for the credit card
  5. Whenever you use your FREE debit card or your credit card, you'll get 5% cashback on every transaction
  6. You'll get 25% cashback on buying medicines using this credit/debit card
  7. You can consult doctors for FREE online using this credit card
  8. You can't use your credit card limit as cash or bank transfer, but you can swipe your card anywhere POS or buy anything online from sites like Zomato, Amazon, Flipkart & more
  9. You can earn money by playing games on this app

I don't see any reason of why you shouldn't get this credit card! It'll only take just 5-10 minutes and a small fee of 199 INR and your card will be activated right away. BASCIALLY, IT MEANS YOU CAN GET 500 INR BY PAYING ONLY 199 RUPEES!!

The only thing you need to remember is, apply for this credit card using the link provided here on this post - https://dhani.onelink.me/zcy7/33c5dec3 if you don't? You won't get the refund of your monthly fees which you've to pay to activate your card. 

What are you waiting for? download the app right now, pay / activate your card and ENJOY!!! DON'T FORGET TO COMMENT & SHARE THIS POST!!

 























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